Title: SeamlessChex eCheck Payments
Author: Seamless Chex
Published: <strong>September 8, 2020</strong>
Last modified: September 11, 2026

---

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# SeamlessChex eCheck Payments

 By [Seamless Chex](https://profiles.wordpress.org/seamlesschex/)

[Download](https://downloads.wordpress.org/plugin/seamlesschex-echeck-payments.1.4.4.zip)

 * [Details](https://pirate.wordpress.org/plugins/seamlesschex-echeck-payments/#description)
 * [Reviews](https://pirate.wordpress.org/plugins/seamlesschex-echeck-payments/#reviews)
 *  [Installation](https://pirate.wordpress.org/plugins/seamlesschex-echeck-payments/#installation)
 * [Development](https://pirate.wordpress.org/plugins/seamlesschex-echeck-payments/#developers)

 [Support](https://wordpress.org/support/plugin/seamlesschex-echeck-payments/)

## Description

The SeamlessChex and WooCommerce plugin is a powerful integration that brings together
the features and capabilities of SeamlessChex, an online payment processing platform,
with WooCommerce, a popular e-commerce platform built on WordPress. This plugin 
enables seamless payment processing and enhances the functionality of online stores
using WooCommerce.

SeamlessChex is a payment processing solution that specializes in e-check and ACH(
Automated Clearing House) payments. By integrating with the WooCommerce platform,
this plugin allows businesses to offer their customers the convenience of paying
via electronic checks, thereby expanding the range of payment options available.

Key features and benefits of the SeamlessChex and WooCommerce plugin include:

 1. **eCheck and ACH Payments:** The plugin enables businesses to accept electronic
    check payments directly through their WooCommerce-powered online stores. This provides
    customers with an alternative to credit card payments and expands the potential
    customer base.
 2. **Streamlined Checkout Experience:** The integration simplifies the checkout process
    by seamlessly incorporating the payment options provided by SeamlessChex into the
    WooCommerce checkout page. Customers can select eCheck (unverified) or US bank (
    verified) as a payment method and complete their transactions smoothly.
 3. **Automated Payment Management:** The plugin automates the payment management process,
    reducing manual effort and streamlining operations.
 4. **Compatibility and Integration:** The plugin is designed to seamlessly integrate
    with the WooCommerce platform, ensuring compatibility with existing store setups
    and extensions. It allows businesses to leverage the wide range of WooCommerce 
    features and extensions while incorporating SeamlessChex’s specialized payment 
    processing capabilities.

In summary, the SeamlessChex and WooCommerce plugin combines the strengths of SeamlessChex’s
e-check and ACH payment processing with the popular WooCommerce e-commerce platform.
It provides businesses with a comprehensive payment solution, expanded payment options,
enhanced security, and streamlined operations. With this integration, merchants 
can create a seamless and convenient checkout experience for their customers while
efficiently managing their payment processes.

**Payment Verification:** SeamlessChex offers cutting-edge bank account verification
technology powered by Plaid. Enhance security and combat fraud, while simultaneously
reducing returns and chargebacks.

**eCheck Processing:** Seamlessly accept payments via routing and account number
or authenticated Plaid login & next-day deposits. This serves as an ideal ACH alternative,
ensuring instant approval and expedited next-day funding, all without the hassle
of credit checks or lengthy contracts.

**Chat / Phone / Email Support:** We offer in-house sales and technical support 
services, accessible through online chat, phone, and email channels. Our support
team is available during the hours of 9 AM to 6 PM EST, Monday through Friday.

Documentation: Please review our comprehensive plugin [documentation](https://seamlesschex.zendesk.com/hc/en-us/articles/360048631111).

Privacy and Terms: [Privacy Policy](https://www.seamlesschex.com/privacy-policy/)
and [Terms of Service](https://www.seamlesschex.com/terms-of-service/).

### Third-Party Services & Libraries

#### SeamlessChex API

This plugin connects to the SeamlessChex payment processing API to create and manage
eCheck transactions.
 Data is sent to SeamlessChex servers when a customer completes
a payment on your checkout page.

 * Service URL: [https://www.seamlesschex.com/](https://www.seamlesschex.com/)
 * Terms of Service: [https://www.seamlesschex.com/terms-of-service/](https://www.seamlesschex.com/terms-of-service/)
 * Privacy Policy: [https://www.seamlesschex.com/privacy-policy/](https://www.seamlesschex.com/privacy-policy/)

#### SeamlessChex CheckoutJS SDK

This plugin loads the SeamlessChex CheckoutJS SDK from an external server to enable
bank account verification via Plaid on the checkout page.

 * SDK URL: https://developers-echeck.seamlesschex.com/seamlesschex/docs/checkoutjs/
   sdk-min.js
 * Documentation: [https://developers-echeck.seamlesschex.com/](https://developers-echeck.seamlesschex.com/)

#### Datepicker by Chen Fengyuan

This plugin includes the Datepicker library v1.0.10 for recurring payment date selection.

 * Source: [https://fengyuanchen.github.io/datepicker](https://fengyuanchen.github.io/datepicker)
 * License: MIT
 * Copyright: 2014-present Chen Fengyuan

### Usage Instructions

Once you’ve downloaded and installed the plugin on your site, you’ll need to go 
through a simple and quick setup.

Most of the plugin’s default configuration values will work for you. Basically you
need to enter your SeamlessChex API keys in the plugin settings menu.

Go to the Settings menu of the SeamlessChex plugin and configure your API credentials.

You will need a SeamlessChex [account](https://dashboard.seamlesschex.com/echeck/)
to complete the general setup of this plugin. If you don’t have an account yet, 
you’ll need to create one [here](https://www.seamlesschex.com/sign-up-echeck/) before
proceeding – it’s fast and there is no credit card required.

 * Go to the “SeamlessChex” plugin menu.
 * You will see the “General settings” page section. In this section you will need
   to enter the [WooCommerce Consumer Keys](https://docs.woocommerce.com/document/woocommerce-rest-api/)
   and SeamlessChex API Secret Keys. (These can be found in your API settings of
   your SeamlessChex account [here](https://dashboard.seamlesschex.com/echeck/#/merchant-api)).
 * Select the live mode option if you are ready to run live payments.
 * Save the changes you have made by clicking the ‘Save Changes’ button at the bottom
   of the settings page.
 * Go to the WooCommerce Settings page and enable new SeamlessChex payment method.

You can now see the new SeamlessChex payment method at checkout. In addition, you
can view all received eChecks on the SeamlessChex [Dashboard](https://dashboard.seamlesschex.com/echeck/#/dashboard).

WordPress Cron should be configured.

## Screenshots

[⌊Installed SeamlessChex plugin⌉⌊Installed SeamlessChex plugin⌉[

Installed SeamlessChex plugin

[⌊General settings⌉⌊General settings⌉[

General settings

[⌊Activate additional payment methods with just a few clicks⌉⌊Activate additional
payment methods with just a few clicks⌉[

Activate additional payment methods with just a few clicks

[⌊New payment method on the checkout page⌉⌊New payment method on the checkout page⌉[

New payment method on the checkout page

[⌊SeamlessChex API Secret Keys⌉⌊SeamlessChex API Secret Keys⌉[

SeamlessChex API Secret Keys

## Installation

#### Set Up Instructions:

Upon downloading and installing the plugin on your WordPress site, follow these 
simple steps to set up SeamlessChex:

To set up this plugin, you must have a SeamlessChex account. If you don’t have one
yet, you can quickly create an account [here](https://www.seamlesschex.com/sign-up-echeck)
before you continue.

**To download the WordPress SeamlessChex plugin, please follow these steps:**

 1. Visit the official WordPress store by clicking here
 2. On the WordPress store page, locate the plugin and click on the “Download” button.
 3. Save the plugin file to your local computer.

**Compatibility:**

The SeamlessChex plugin is designed to be compatible with the latest version of 
WordPress. Ensure that your WordPress installation is up to date to ensure seamless
integration with the SeamlessChex plugin.

**Requirements:**

To use the SeamlessChex plugin, your WordPress version must be 4.7 or later. Please
ensure that your WordPress installation meets this requirement before proceeding
with the plugin installation.

By following these steps and meeting the compatibility and requirements, you can
successfully download and install the SeamlessChex plugin on your WordPress website.

**Install the Plugin**

 1. Log in to your WordPress Admin Dashboard.
 2. Navigate to Plugins  Add New.

Choose one of the following installation methods:

**Option 1 (Recommended): Install from the WordPress Plugin Directory**

 1. Enter Seamless eCheck in the plugin search field.
 2. Locate the Seamless ACH plugin in the search results.
 3. Click Install Now.
 4. Once the installation is complete, click Activate.

**Option 2: Manual Installation**

 1. Download Latest Version – [seamlesschex-echeck-payments.zip](https://downloads.wordpress.org/plugin/seamlesschex-echeck-payments.zip)
    file from the official SeamlessChex WordPress plugin page.
 2. On the Add Plugins page, click Upload Plugin.
 3. Select the downloaded seamlesschex-echeck-payments.zip file.
 4. Click Install Now.
 5. Once the installation is complete, click Activate.

Please review our comprehensive [plugin documentation here](https://seamlesschex.zendesk.com/hc/en-us/articles/360048631111)

## FAQ

### Do I need a US bank account?

Yes, a US business checking account is required for all SeamlessChex accounts.

### What documents are required?

EIN Letter, Drivers License, Last month’s bank statement, Voided Check.

### When will I get my funds?

As fast as same day to as long as 2 days after a check has been entered.

### How can I process a refund?

If the check has not been processed you will be able to cancel up until the batch
closes.
 If the check has already been processed you can send a refund by sending
a check using Paynote.

### How can I cancel a check?

You are able to cancel a check before your batch closes in the SeamlessChex portal.

## Reviews

![](https://secure.gravatar.com/avatar/75c74c15841338992ea4f1fc60e50f06241df3a17b0cbab590bc00a3c4117fb4?
s=60&d=retro&r=g)

### 󠀁[cancelled seamlesschex in march, they’re still billing me in july](https://wordpress.org/support/topic/cancelled-seamlesschex-in-march-theyre-still-billing-me-in-july/)󠁿

 [adinfusion](https://profiles.wordpress.org/adinfusion/) July 20, 2023

if you're looking for Seamless Chex reviews – here's mine – they are terrible! i
cancelled in March, after realizing we had an active subscription even though we
never used their service. they are still billing my credit card even though they
sent me "confirmation" that my account was cancelled. they were still hitting my
credit card in June for like 400% the normal monthly price???? now its july and 
they changed it to some other random price and hit my credit card AGAIN.wtf Do not
trust these people with your payment processing, let alone your billing info.This
isn't just the money. Its a huge headache and waste of time trying to get them to
delete my card info and actually cancel my account.

 [ Read all 0 reviews ](https://wordpress.org/support/plugin/seamlesschex-echeck-payments/reviews/)

## Contributors & Developers

“SeamlessChex eCheck Payments” is open source software. The following people have
contributed to this plugin.

Contributors

 *   [ Seamless Chex ](https://profiles.wordpress.org/seamlesschex/)

[Translate “SeamlessChex eCheck Payments” into your language.](https://translate.wordpress.org/projects/wp-plugins/seamlesschex-echeck-payments)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/seamlesschex-echeck-payments/),
check out the [SVN repository](https://plugins.svn.wordpress.org/seamlesschex-echeck-payments/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/seamlesschex-echeck-payments/)
by [RSS](https://plugins.trac.wordpress.org/log/seamlesschex-echeck-payments/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.4.4

 * Security: hardened the guest-checkout order-lookup AJAX endpoints to require 
   the order key, preventing unauthorized access to other customers’ orders.

#### 1.4.3

 * Fixed CheckoutJS SDK being loaded from the deprecated developers.seamlesschex.
   com host; now loads from developers-echeck.seamlesschex.com.

#### 1.4.2

 * Bug fixes and stability improvements.

#### 1.4.1

 * Updated API endpoint URLs to the new /echeck/ path.
 * Updated dashboard and documentation links.
 * Raised minimum supported WordPress version to 5.0.

#### 1.0.0

 * Stable version

#### 1.0.1

 * Update according to the API changes

#### 1.0.2

 * The ability to automatically update the order status has been added
 * Added the ability to cancel a eCheck through the order control panel

#### 1.1.0

 * Improved correlation between the plugin and portal
 * The status errors have been fixed
 * Order noted for tracking purporses have been added
 * The option to enable recurring payments has been implemented
 * The Cron for the statuses sync has been added
 * The option to enable and customize email notification has been added
 * Some text changes were made to improve the overall experience of using the plugin

#### 1.2.0

 * If Company Name field is entered, then it will appear on the account holder line
   on the check
 * Fixed the issue with failed transactions in Sandbox mode

#### 1.2.1

 * Fixed the issue with failed transactions

#### 1.2.2

 * fixed incorrect order status
 * fixed “duplicate check” error

#### 1.2.3

 * improved stability

#### 1.2.4

 * fixed functional

#### 1.2.5

 * email “Pending Order” bug fix

#### 1.2.6

 * “New Order” email fixed

#### 1.2.7

 * Create subscription

#### 1.2.8

 * The user is now able to configure the payment methods in plugin settings (One
   Time Payment, Recurring payment, Monthly Subscriptions)
 * The client will be able to see which method payment is selected in the checkout
   page)

#### 1.2.9

 * Text updates
 * Minor bug fixes

#### 1.3.0

 * Added CheckoutJS functionality

#### 1.3.1

 * Minor bug fixes

#### 1.3.2

 * Fixes bug for version PHP 8

#### 1.3.3

 * Cron sequence updates. Plugin optimization improvements.
 * Order sorting functionality reworked, when updating order statuses.

#### 1.3.4

 * Fixes bug for order

#### 1.3.5

 * Improved responsiveness
 * Fixed bugs related to integration with external services
 * Resolved minor issues

#### 1.3.6

 * Minor fixes and performance improvements.

#### 1.3.7

 * Added support for payment via WooCommerce payment link.

#### 1.4.0

 * Fixed undefined variable in order status update function.
 * Removed unnecessary user data storage in plugin options.
 * Added Debug Log setting to admin panel.
 * Improved output escaping in settings page.
 * Internationalized all order note strings.
 * Fixed always-on logging regardless of settings.

#### 1.3.8

 * Minor fixes

## Meta

 *  Version **1.4.4**
 *  Last updated **1 month ago**
 *  Active installations **40+**
 *  WordPress version ** 5.0 or higher **
 *  Tested up to **7.0.7**
 *  PHP version ** 5.6 or higher **
 *  Language
 * [English (US)](https://wordpress.org/plugins/seamlesschex-echeck-payments/)
 * Tags
 * [check](https://pirate.wordpress.org/plugins/tags/check/)[pay](https://pirate.wordpress.org/plugins/tags/pay/)
   [payment](https://pirate.wordpress.org/plugins/tags/payment/)[woocommerce payment](https://pirate.wordpress.org/plugins/tags/woocommerce-payment/)
 *  [Advanced View](https://pirate.wordpress.org/plugins/seamlesschex-echeck-payments/advanced/)

## Ratings

 5 out of 5 stars.

 *  [  1 5-star review     ](https://wordpress.org/support/plugin/seamlesschex-echeck-payments/reviews/?filter=5)
 *  [  0 4-star reviews     ](https://wordpress.org/support/plugin/seamlesschex-echeck-payments/reviews/?filter=4)
 *  [  0 3-star reviews     ](https://wordpress.org/support/plugin/seamlesschex-echeck-payments/reviews/?filter=3)
 *  [  0 2-star reviews     ](https://wordpress.org/support/plugin/seamlesschex-echeck-payments/reviews/?filter=2)
 *  [  0 1-star reviews     ](https://wordpress.org/support/plugin/seamlesschex-echeck-payments/reviews/?filter=1)

[Your review](https://wordpress.org/support/plugin/seamlesschex-echeck-payments/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/seamlesschex-echeck-payments/reviews/)

## Contributors

 *   [ Seamless Chex ](https://profiles.wordpress.org/seamlesschex/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/seamlesschex-echeck-payments/)